Independent advice, on your side

Loans, insurance, real estate, and savings in one place. We present the entire market offering so you can make informed decisions with all the information.

Financial advisors discuss financial plans with clients in the office.
Consulting
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Miklós Rácz, co-founder of V&R Consulting

What's worth knowing about us

As an independent loan broker and insurance intermediary, we represent not a single financial institution's offerings, but the entire market. We help you navigate the options so that the decision always remains yours.

With fast, precise work and clear communication, we will guide you through the entire process. For.

20

Years of experience in credit and insurance

7

year in real estate sales

Our Services

We are available to you in four areas, from information gathering to closing the transaction, by prior appointment.

Loan

We compare market offerings independently of banks, from supported constructions to loan refinancing. We guide you through to disbursement, and we also handle inspections during construction.

Insurance

As a first step, we represent your interests, not the insurance company's. We monitor anniversaries, review policies, and handle claims filing.

Real estate sales

We will guide you through the entire sales process, from realistic pricing and advertising to negotiation and closing the transaction. We will take the burden of administration off your shoulders.

Savings

We help you choose from housing savings and investment options that suit your goals and life situation. Clearly and without pressure.

This is how we work together with you

First, we listen to you: we assess your situation, your goals, and your possibilities.

Next, we will present the full market offering, clearly, including the real benefits and the pitfalls. The decision is yours.

Finally, we will guide you through the entire process until disbursement, bond issuance, or completion of the sale. In many cases, we respond within the same day.

Our work doesn't end with the signature.

Many accompany the client until the contract is signed. We remain available after that: we monitor insurance anniversaries, review contracts, and handle claims on your behalf.

We will guide you through the process from the hotel booking to the disbursement, and from coordinating inspections to construction. Our goal is to foster a collaboration where you can turn to us with confidence for years to come.

We are a well-coordinated, two-person team in Mosonmagyaróvár: professional experience, precise workmanship, and straightforward communication are our foundation.

Independent, full market offering

As a first step, we represent your interests

Fast response, within the same day

Processing until the final step

Let's discuss what your best option is.

Write to us or call us: we are happy to meet with you at a pre-arranged time, even in the evening.